Add Terms of Service (TOS)

Terms-of-Service-%28TOS%29.md

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+By using services from Genesis Hosting Technologies, you agree to the following terms:
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+## Service Provision
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+- Services are delivered as-is, with best-effort uptime and technical support
+- Users must abide by our Acceptable Use Policy (AUP)
+- Access may be suspended for abuse, non-payment, or security issues
+
+## Billing & Renewals
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+- All services are billed monthly or annually
+- Automatic renewal is enabled by default
+- Invoices are due within 5 days of issue unless otherwise agreed
+
+## Termination
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+- You may cancel at any time via WHMCS
+- We reserve the right to suspend or terminate accounts that violate our policies
+
+## Liability
+
+- We are not liable for data loss, service interruptions, or indirect damages
+- Backups are provided as a best-effort courtesy unless contractually guaranteed